Likely answer edit

Vegetation reflectance curve — the defining feature of healthy vegetation is low red reflectance (chlorophyll absorbs red for photosynthesis) and high NIR reflectance (scattered by the spongy mesophyll leaf structure).

Cover NIR Red NIR/Red
Water Low Low ~0.1
Dry bare soil High High ~1
Healthy vegetation Very high Low Very high
  • That ratio contrast is why VIs like SR and NDVI work.